The Town Files

Monitor, Michigan

Charter township in Bay County · population 10,687 (2020 Census)

Map: where Monitor is in MichiganMonitor
Median home
$207,300
Household income
$76,563
Jan low / Jul high
16° / 82°
Snow a year
49 in
Tornadoes ≤10 mi since 1950
11
Median age
50.3

Monitor is a charter township of 10,687 people in Bay County, Michigan. The median home is worth $207,300, above the typical Michigan town ($193,900). It ranks better transit than 85% of Michigan towns, better for retirees than 75% of Michigan towns, more upscale than 73% of Michigan towns.

Monitor in our rankings:

How Monitor ranks

Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.

Monitor lifestyle rankings vs other Michigan townsRetirement75th pctFamilies63rd pctQuiet63rd pctWalkability59th pctFirst-time buyersbottomYoung professionals19th pctVibrancy69th pctHip & trendy68th pctCollege town21st pctUpscale73rd pctVacation homesbottomSeaside characterbottomCyclingbottomTransit85th pctDriving49th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Monitor is worth $207,300, above the typical Michigan town ($193,900). Homes cost about 2.7 times the median household income of $76,563, which is more affordable than 61% of Michigan towns. Median rent is $901 a month. 90.6% of households own their home.

Monitor vs Bay County vs typical Michigan townMonitorBay CountyTypical Michigan townHome value$207,300$152,200$193,900Household income$76,563$61,763$69,792Monthly rent$901$860$955
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Michigan towns with 500+ people.
HousingMonitorTypical Michigan town
Median home value$207,300$193,900
Median rent$901$955
Median household income$76,563$69,792
Home value ÷ income2.7×2.8×
Homeownership90.6%86.8%
Median year built19731975
Seasonal / vacation homes1.8%—

Who lives in Monitor

PeopleMonitorTypical Michigan town
Median age50.343.7
Age 65 and over28.1%20.7%
Under 1822.0%—
Bachelor's degree or higher27.8%21.5%
Below the poverty line5.9%10.4%
Veterans8.7%—
Born outside the U.S.0.8%—
Work from home10.8%9.1%
Average commute24.6 min25.6 min
Homes with broadband86.8%88.8%

Weather in Monitor

July highs average 82.2°F and January lows 16.4°F. About 32.1 inches of rain and melted snow fall a year, with 49.0 inches of snow (typical Michigan town: 52.1 in). Expect about 9 days a year at 90°F or hotter and 139 nights at or below freezing.

Monitor monthly temperatures and precipitation10°20°30°40°50°60°70°80°90°32° freezing30°16°Jan32°17°Feb42°26°Mar56°36°Apr69°48°May79°58°Jun82°61°Jul80°59°Aug73°52°Sep60°41°Oct46°32°Nov35°23°DecPrecipitation (in) · snow (in) in blue1.913.91.811.42.06.03.22.43.43.32.83.92.82.90.22.33.31.911.8
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Saginaw Mbs Intl Ap station (6.9 mi away).

Tornadoes, storms and disasters

11 tornadoes have passed within 10 miles of Monitor since 1950, compared with 10 for the typical Michigan town. 3 rated (E)F2 or stronger. The strongest, an F3, struck on June 12, 1984 about 3.6 miles from the town center. The most recent was on June 9, 2026.

Tornadoes within 10 miles of Monitor by decade11950s11960s41970s11980s01990s22000s12010s12020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 68 times; the largest was 3.00 inches on July 27, 2014.

Severe weather in Bay County since 1996

Storm events in Bay County since 1996 by typeHail95Heat11Flood8High Wind29Ice Storm9Heavy Snow31Flash Flood6Winter Storm19
NOAA Storm Events Database, Bay County, 1996–2026 (all event types recorded since 1996). 5 deaths recorded.

Bay County has been included in 14 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.

DeclaredIncidentDeclaration
March 27, 2020BiologicalDR-4494: Covid-19 Pandemic
March 13, 2020BiologicalEM-3455: Covid-19
August 2, 2017Severe StormDR-4326: Severe Storms And Flooding
September 7, 2005HurricaneEM-3225: Hurricane Katrina Evacuation
January 10, 2001SnowstormEM-3160: Snow

Jobs and pay in Bay County

Bay County had 34,112 jobs in 2024, paying an average of $54,617 a year. Unemployment was 4.9% in 2023; in Monitor itself the ACS puts it at 2.7%.

Largest industries in Bay CountyHealth care & social assistan…6,019 jobs · $51,257Retail4,591 jobs · $36,695Manufacturing4,440 jobs · $83,178Hotels & restaurants3,975 jobs · $20,798Construction1,520 jobs · $65,198Professional & technical serv…1,411 jobs · $103,374
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Bay County, 2000–20230%2%4%6%8%10%12%2000200420082012201620202023Bay 4.9%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Monitor

Monitor questions

Is Monitor, Michigan a good place to retire?

On The Town Files lifestyle rankings, Monitor scores better for retirees than 75% of Michigan towns and quieter than 63%. 28.1% of residents are 65 or older (median age 50.3).

How much does a house cost in Monitor?

The median owner-occupied home in Monitor is valued at $207,300 (Census ACS 2020–2024), against a median household income of $76,563, so homes cost about 2.7 times income. Median rent is $901 a month.

What is the weather like in Monitor?

July highs average 82.2°F and January lows 16.4°F (NOAA 1991–2020 normals). It gets about 32.1 inches of precipitation a year and 49.0 inches of snow.

Does Monitor get tornadoes?

11 tornadoes have passed within 10 miles of Monitor since 1950 (NOAA Storm Events); the strongest was a F3 on June 12, 1984. The typical Michigan town has had 10.

How this page is made. Every number comes from public data, matched to Monitor's Census boundary (GEOID 2601754980). Comparisons use the median of Michigan towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-12.