The Town FilesGallup, New Mexico
City in McKinley County · population 21,899 (2020 Census)
- Median home
- $165,200
- Household income
- $58,303
- Jan low / Jul high
- 16° / 87°
- Snow a year
- 21 in
- Tornadoes ≤10 mi since 1950
- 1
- Median age
- 34.4
Gallup is a city of 21,899 people in McKinley County, New Mexico. The median home is worth $165,200, below the typical New Mexico town ($187,400). It ranks better transit than 94% of New Mexico towns, more vibrant than 89% of New Mexico towns, better for young professionals than 88% of New Mexico towns.
How Gallup ranks
Percentile among New Mexico towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New Mexico towns.
Homes and cost of living
The median home in Gallup is worth $165,200, below the typical New Mexico town ($187,400). Homes cost about 2.8 times the median household income of $58,303, which is more affordable than 67% of New Mexico towns. Median rent is $927 a month. 52.1% of households own their home.
| Housing | Gallup | Typical New Mexico town |
|---|---|---|
| Median home value | $165,200 | $187,400 |
| Median rent | $927 | $916 |
| Median household income | $58,303 | $55,614 |
| Home value ÷ income | 2.8× | 3.2× |
| Homeownership | 52.1% | 80.1% |
| Median year built | 1977 | 1984 |
| Seasonal / vacation homes | 1.3% | — |
Who lives in Gallup
| People | Gallup | Typical New Mexico town |
|---|---|---|
| Median age | 34.4 | 39.9 |
| Age 65 and over | 14.4% | 19.1% |
| Under 18 | 30.4% | — |
| Bachelor's degree or higher | 23.5% | 18.7% |
| Below the poverty line | 26.8% | 18.0% |
| Veterans | 6.1% | — |
| Born outside the U.S. | 5.6% | — |
| Work from home | 5.4% | 8.3% |
| Average commute | 20.5 min | 24.4 min |
| Homes with broadband | 87.4% | 82.9% |
Weather in Gallup
July highs average 87.2°F and January lows 16.3°F. About 12.5 inches of rain and melted snow fall a year, with 20.6 inches of snow (typical New Mexico town: 10.7 in). Expect about 29 days a year at 90°F or hotter and 166 nights at or below freezing.
Tornadoes, storms and disasters
1 tornado has passed within 10 miles of Gallup since 1950, compared with 3 for the typical New Mexico town. The strongest, an EFU, struck on May 13, 2023 about 4.8 miles from the town center. The most recent was on May 13, 2023.
Hail of 1 inch or larger has been reported within 10 miles 3 times; the largest was 1.00 inches on June 26, 2026.
Severe weather in McKinley County since 1996
McKinley County has been included in 11 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| April 5, 2020 | Biological | DR-4529: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3460: Covid-19 |
| October 29, 2013 | Flood | DR-4152: Severe Storms, Flooding, And Mudslides |
| September 13, 2010 | Flood | DR-1936: Severe Storms And Flooding |
| August 30, 2006 | Severe Storm | DR-1659: Severe Storms And Flooding |
Jobs and pay in McKinley County
McKinley County had 19,500 jobs in 2024, paying an average of $47,226 a year. Unemployment was 5.2% in 2023; in Gallup itself the ACS puts it at 5.7%.
Public schools in Gallup
18 public schools with 7,980 students, about 18.6 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| MIYAMURA HIGH SCHOOL | 9-12 | 1,387 | 26.2 |
| GALLUP HIGH | 9-12 | 994 | 22.1 |
| HOZHO ACADEMY (charter) | K-10 | 685 | 12.5 |
| JOHN F. KENNEDY MIDDLE | 6-8 | 656 | 21.9 |
| CHIEF MANUELITO MIDDLE | 6-8 | 616 | 22.0 |
| JEFFERSON ELEMENTARY | PK-5 | 473 | 18.9 |
| DEL NORTE ELEMENTARY | PK-5 | 438 | 17.5 |
| GALLUP MIDDLE | 6-8 | 423 | 22.3 |
| TOBE TURPEN ELEMENTARY | PK-5 | 394 | 17.1 |
| LINCOLN ELEMENTARY | PK-5 | 385 | 19.3 |
| STAGECOACH ELEMENTARY | PK-5 | 346 | 19.2 |
| RED ROCK ELEMENTARY | PK-5 | 289 | 16.1 |
Towns near Gallup
- Window Rock, AZ21.0 mi · 2,500 people · home $84,900
- Fort Defiance, AZ24.3 mi · 3,541 people · home $37,400
Gallup questions
Is Gallup, New Mexico a good place to retire?
On The Town Files lifestyle rankings, Gallup scores better for retirees than 18% of New Mexico towns and quieter than 11%. 14.4% of residents are 65 or older (median age 34.4).
How much does a house cost in Gallup?
The median owner-occupied home in Gallup is valued at $165,200 (Census ACS 2020–2024), against a median household income of $58,303, so homes cost about 2.8 times income. Median rent is $927 a month.
What is the weather like in Gallup?
July highs average 87.2°F and January lows 16.3°F (NOAA 1991–2020 normals). It gets about 12.5 inches of precipitation a year and 20.6 inches of snow.
Does Gallup get tornadoes?
1 tornado has passed within 10 miles of Gallup since 1950 (NOAA Storm Events); the strongest was an EFU on May 13, 2023. The typical New Mexico town has had 3.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)