The Town FilesSaratoga, New York
Town in Saratoga County · population 5,808 (2020 Census)
- Median home
- $271,900
- Household income
- $101,313
- Jan low / Jul high
- 14° / 84°
- Snow a year
- 64 in
- Tornadoes ≤10 mi since 1950
- 6
- Median age
- 42.5
Saratoga is a town of 5,808 people in Saratoga County, New York. The median home is worth $271,900, above the typical New York town ($217,700). It ranks easier by car than 80% of New York towns, more of a college town than 77% of New York towns.
How Saratoga ranks
Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.
Homes and cost of living
The median home in Saratoga is worth $271,900, above the typical New York town ($217,700). Homes cost about 2.7 times the median household income of $101,313, which is more affordable than 55% of New York towns. Median rent is $1,103 a month. 78.6% of households own their home.
| Housing | Saratoga | Typical New York town |
|---|---|---|
| Median home value | $271,900 | $217,700 |
| Median rent | $1,103 | $1,080 |
| Median household income | $101,313 | $80,740 |
| Home value ÷ income | 2.7× | 2.8× |
| Homeownership | 78.6% | 79.5% |
| Median year built | 1974 | 1965 |
| Seasonal / vacation homes | 4.3% | — |
Who lives in Saratoga
| People | Saratoga | Typical New York town |
|---|---|---|
| Median age | 42.5 | 43.5 |
| Age 65 and over | 18.5% | 20.4% |
| Under 18 | 18.3% | — |
| Bachelor's degree or higher | 38.9% | 30.4% |
| Below the poverty line | 6.6% | 9.3% |
| Veterans | 6.9% | — |
| Born outside the U.S. | 2.5% | — |
| Work from home | 15.0% | 11.1% |
| Average commute | 25.4 min | 26.0 min |
| Homes with broadband | 90.2% | 91.1% |
Weather in Saratoga
July highs average 83.8°F and January lows 14.3°F. About 46.4 inches of rain and melted snow fall a year, with 63.5 inches of snow (typical New York town: 62.9 in). Expect about 11 days a year at 90°F or hotter and 145 nights at or below freezing.
Tornadoes, storms and disasters
6 tornadoes have passed within 10 miles of Saratoga since 1950, compared with 5 for the typical New York town. 2 rated (E)F2 or stronger. The strongest, an F3, struck on May 31, 1998 about 9.5 miles from the town center. The most recent was on August 29, 2020.
Hail of 1 inch or larger has been reported within 10 miles 48 times; the largest was 2.75 inches on June 1, 2011.
Severe weather in Saratoga County since 1996
Saratoga County has been included in 20 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| August 22, 2021 | Hurricane | EM-3565: Hurricane Henri |
| March 20, 2020 | Biological | DR-4480: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3434: Covid-19 |
| December 19, 2019 | Severe Storm | DR-4472: Severe Storms, Straight-Line Winds, And Flooding |
| July 12, 2017 | Snowstorm | DR-4322: Severe Winter Storm And Snowstorm |
Jobs and pay in Saratoga County
Saratoga County had 92,800 jobs in 2024, paying an average of $67,685 a year. Unemployment was 2.9% in 2023; in Saratoga itself the ACS puts it at 4.2%.
Towns near Saratoga
- Stillwater, NY6.3 mi · 9,022 people · home $332,800
- Saratoga Springs, NY6.8 mi · 28,491 people · home $478,100
- Northumberland, NY7.5 mi · 5,242 people · home $267,300
- Wilton, NY8.0 mi · 17,361 people · home $402,000
- Malta, NY8.9 mi · 17,130 people · home $365,300
- Mechanicville, NY10.6 mi · 5,163 people · home $186,500
- Greenwich, NY10.6 mi · 4,868 people · home $241,900
- Milton, NY10.7 mi · 4,663 people · home $354,700
Saratoga questions
Is Saratoga, New York a good place to retire?
On The Town Files lifestyle rankings, Saratoga scores better for retirees than 41% of New York towns and quieter than 36%. 18.5% of residents are 65 or older (median age 42.5).
How much does a house cost in Saratoga?
The median owner-occupied home in Saratoga is valued at $271,900 (Census ACS 2020–2024), against a median household income of $101,313, so homes cost about 2.7 times income. Median rent is $1,103 a month.
What is the weather like in Saratoga?
July highs average 83.8°F and January lows 14.3°F (NOAA 1991–2020 normals). It gets about 46.4 inches of precipitation a year and 63.5 inches of snow.
Does Saratoga get tornadoes?
6 tornadoes have passed within 10 miles of Saratoga since 1950 (NOAA Storm Events); the strongest was a F3 on May 31, 1998. The typical New York town has had 5.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)