The Town FilesGermantown, Ohio
City in Montgomery County · population 5,796 (2020 Census)
- Median home
- $205,900
- Household income
- $90,125
- Jan low / Jul high
- 20° / 86°
- Snow a year
- 10 in
- Tornadoes ≤10 mi since 1950
- 17
- Median age
- 40.9
Germantown is a city of 5,796 people in Montgomery County, Ohio. The median home is worth $205,900, above the typical Ohio town ($171,100). It ranks easier by car than 84% of Ohio towns.
How Germantown ranks
Percentile among Ohio towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Ohio towns.
Homes and cost of living
The median home in Germantown is worth $205,900, above the typical Ohio town ($171,100). Homes cost about 2.3 times the median household income of $90,125, which is more affordable than 74% of Ohio towns. Median rent is $1,004 a month. 82.3% of households own their home.
| Housing | Germantown | Typical Ohio town |
|---|---|---|
| Median home value | $205,900 | $171,100 |
| Median rent | $1,004 | $914 |
| Median household income | $90,125 | $67,019 |
| Home value ÷ income | 2.3× | 2.6× |
| Homeownership | 82.3% | 71.7% |
| Median year built | 1972 | 1965 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Germantown
| People | Germantown | Typical Ohio town |
|---|---|---|
| Median age | 40.9 | 40.6 |
| Age 65 and over | 18.4% | 19.1% |
| Under 18 | 25.3% | — |
| Bachelor's degree or higher | 28.3% | 21.3% |
| Below the poverty line | 7.6% | 10.3% |
| Veterans | 9.7% | — |
| Born outside the U.S. | 0.6% | — |
| Work from home | 13.2% | 8.6% |
| Average commute | 23.6 min | 23.3 min |
| Homes with broadband | 91.8% | 90.9% |
Weather in Germantown
July highs average 85.8°F and January lows 20.4°F. About 42.3 inches of rain and melted snow fall a year, with 9.7 inches of snow (typical Ohio town: 23.8 in). Expect about 22 days a year at 90°F or hotter and 120 nights at or below freezing.
Tornadoes, storms and disasters
17 tornadoes have passed within 10 miles of Germantown since 1950, compared with 16 for the typical Ohio town. 2 rated (E)F2 or stronger. The strongest, an F2, struck on May 4, 1990 about 9.2 miles from the town center and killed 1. Tornadoes within 10 miles have caused 1 deaths and 15 injuries since 1950. The most recent was on February 27, 2023.
Hail of 1 inch or larger has been reported within 10 miles 41 times; the largest was 4.00 inches on June 30, 1990.
Severe weather in Montgomery County since 1996
Montgomery County has been included in 13 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| March 31, 2020 | Biological | DR-4507: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3457: Covid-19 |
| June 18, 2019 | Tornado | DR-4447: Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslide |
| June 30, 2012 | Severe Storm | EM-3346: Severe Storms |
| October 24, 2008 | Severe Storm | DR-1805: Severe Wind Storm Associated With Tropical Depression Ike |
Jobs and pay in Montgomery County
Montgomery County had 250,085 jobs in 2024, paying an average of $61,439 a year. Unemployment was 3.8% in 2023; in Germantown itself the ACS puts it at 6.9%.
Public schools in Germantown
3 public schools with 1,502 students, about 17.7 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Valley View Primary School | K-3 | 532 | 17.7 |
| Valley View Intermediate School | 4-6 | 494 | 19.8 |
| Valley View High School | 9-12 | 476 | 15.9 |
Towns near Germantown
- Carlisle, OH4.4 mi · 5,501 people · home $207,100
- Miamisburg, OH5.0 mi · 19,923 people · home $231,300
- West Carrollton, OH6.3 mi · 13,129 people · home $156,900
- Franklin, OH6.5 mi · 11,690 people · home $183,100
- New Lebanon, OH7.9 mi · 3,796 people · home $115,600
- Moraine, OH7.9 mi · 6,393 people · home $156,800
- Springboro, OH8.5 mi · 19,062 people · home $357,800
- Middletown, OH8.9 mi · 50,987 people · home $164,400
Germantown questions
Is Germantown, Ohio a good place to retire?
On The Town Files lifestyle rankings, Germantown scores better for retirees than 28% of Ohio towns and quieter than 50%. 18.4% of residents are 65 or older (median age 40.9).
How much does a house cost in Germantown?
The median owner-occupied home in Germantown is valued at $205,900 (Census ACS 2020–2024), against a median household income of $90,125, so homes cost about 2.3 times income. Median rent is $1,004 a month.
What is the weather like in Germantown?
July highs average 85.8°F and January lows 20.4°F (NOAA 1991–2020 normals). It gets about 42.3 inches of precipitation a year and 9.7 inches of snow.
Does Germantown get tornadoes?
17 tornadoes have passed within 10 miles of Germantown since 1950 (NOAA Storm Events); the strongest was a F2 on May 4, 1990. The typical Ohio town has had 16.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)