The Town FilesSaginaw, Texas
City in Tarrant County · population 23,890 (2020 Census)
- Median home
- $298,500
- Household income
- $97,276
- Jan low / Jul high
- 35° / 96°
- Snow a year
- 2 in
- Tornadoes ≤10 mi since 1950
- 50
- Median age
- 37.2
Saginaw is a city of 23,890 people in Tarrant County, Texas. The median home is worth $298,500, above the typical Texas town ($184,100). It ranks more walkable than 93% of Texas towns, more vibrant than 93% of Texas towns, better transit than 90% of Texas towns.
How Saginaw ranks
Percentile among Texas towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Texas towns.
Homes and cost of living
The median home in Saginaw is worth $298,500, above the typical Texas town ($184,100). Homes cost about 3.1 times the median household income of $97,276, which is more affordable than 45% of Texas towns. Median rent is $1,776 a month. 68.3% of households own their home.
| Housing | Saginaw | Typical Texas town |
|---|---|---|
| Median home value | $298,500 | $184,100 |
| Median rent | $1,776 | $1,086 |
| Median household income | $97,276 | $65,842 |
| Home value ÷ income | 3.1× | 2.9× |
| Homeownership | 68.3% | 72.9% |
| Median year built | 2000 | 1985 |
| Seasonal / vacation homes | 0.2% | — |
Who lives in Saginaw
| People | Saginaw | Typical Texas town |
|---|---|---|
| Median age | 37.2 | 37.1 |
| Age 65 and over | 13.2% | 15.6% |
| Under 18 | 24.6% | — |
| Bachelor's degree or higher | 24.7% | 18.9% |
| Below the poverty line | 5.6% | 13.1% |
| Veterans | 8.5% | — |
| Born outside the U.S. | 9.8% | — |
| Work from home | 13.6% | 7.8% |
| Average commute | 26.1 min | 26.1 min |
| Homes with broadband | 97.2% | 89.2% |
Weather in Saginaw
July highs average 95.7°F and January lows 35.3°F. About 35.3 inches of rain and melted snow fall a year, with 2.0 inches of snow (typical Texas town: 0.2 in). Expect about 106 days a year at 90°F or hotter and 33 nights at or below freezing.
Tornadoes, storms and disasters
50 tornadoes have passed within 10 miles of Saginaw since 1950, compared with 21 for the typical Texas town. 10 rated (E)F2 or stronger. The strongest, an F3, struck on April 16, 2002 about 8.0 miles from the town center. Tornadoes within 10 miles have caused 3 deaths and 100 injuries since 1950. The most recent was on December 13, 2022.
Hail of 1 inch or larger has been reported within 10 miles 430 times; the largest was 4.50 inches on May 24, 2011.
Severe weather in Tarrant County since 1996
Tarrant County has been included in 28 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| February 19, 2021 | Severe Ice Storm | DR-4586: Severe Winter Storms |
| February 14, 2021 | Severe Ice Storm | EM-3554: Severe Winter Storm |
| August 24, 2020 | Hurricane | EM-3540: Tropical Storms Marco And Laura |
| March 25, 2020 | Biological | DR-4485: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3458: Covid-19 |
Jobs and pay in Tarrant County
Tarrant County had 1,010,352 jobs in 2024, paying an average of $72,674 a year. Unemployment was 3.7% in 2023; in Saginaw itself the ACS puts it at 4.6%.
Public schools in Saginaw
6 public schools with 4,741 students, about 15.0 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| SAGINAW H S | 9-12 | 2,202 | 15.2 |
| ILTEXAS SAGINAW EL (charter) | K-5 | 906 | 16.5 |
| WILLOW CREEK EL | PK-5 | 621 | 13.5 |
| ILTEXAS SAGINAW MIDDLE (charter) | 6-8 | 377 | 15.7 |
| SAGINAW EL | PK-5 | 368 | 13.1 |
| WELDON HAFLEY DEVELOPMENT CTR | PK-PK | 267 | 14.8 |
Towns near Saginaw
- Sansom Park, TX4.8 mi · 5,454 people · home $158,200
- Lake Worth, TX5.3 mi · 4,711 people · home $236,700
- Fort Worth, TX5.9 mi · 918,915 people · home $303,000
- Haltom City, TX6.4 mi · 46,073 people · home $218,800
- River Oaks, TX6.4 mi · 7,646 people · home $223,800
- Watauga, TX6.6 mi · 23,650 people · home $250,500
- Westworth Village, TX8.1 mi · 2,585 people · home $318,200
- North Richland Hills, TX8.5 mi · 69,917 people · home $360,700
Saginaw questions
Is Saginaw, Texas a good place to retire?
On The Town Files lifestyle rankings, Saginaw scores better for retirees than 18% of Texas towns and quieter than 4%. 13.2% of residents are 65 or older (median age 37.2).
How much does a house cost in Saginaw?
The median owner-occupied home in Saginaw is valued at $298,500 (Census ACS 2020–2024), against a median household income of $97,276, so homes cost about 3.1 times income. Median rent is $1,776 a month.
What is the weather like in Saginaw?
July highs average 95.7°F and January lows 35.3°F (NOAA 1991–2020 normals). It gets about 35.3 inches of precipitation a year and 2.0 inches of snow.
Does Saginaw get tornadoes?
50 tornadoes have passed within 10 miles of Saginaw since 1950 (NOAA Storm Events); the strongest was a F3 on April 16, 2002. The typical Texas town has had 21.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)