The Town FilesCharlotte, Vermont
Town in Chittenden County · population 3,912 (2020 Census)
- Median home
- $695,300
- Household income
- $144,375
- Jan low / Jul high
- 13° / 82°
- Snow a year
- 88 in
- Tornadoes ≤10 mi since 1950
- 1
- Median age
- 52.2
Charlotte is a town of 3,912 people in Chittenden County, Vermont. The median home is worth $695,300, above the typical Vermont town ($278,700). It ranks better for families than 100% of Vermont towns, more upscale than 98% of Vermont towns, better for a vacation home than 97% of Vermont towns.
How Charlotte ranks
Percentile among Vermont towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Vermont towns.
Homes and cost of living
The median home in Charlotte is worth $695,300, above the typical Vermont town ($278,700). Homes cost about 4.8 times the median household income of $144,375, which is more affordable than 13% of Vermont towns. Median rent is $1,738 a month. 95.5% of households own their home.
| Housing | Charlotte | Typical Vermont town |
|---|---|---|
| Median home value | $695,300 | $278,700 |
| Median rent | $1,738 | $1,117 |
| Median household income | $144,375 | $76,895 |
| Home value ÷ income | 4.8× | 3.6× |
| Homeownership | 95.5% | 81.6% |
| Median year built | 1982 | 1976 |
| Seasonal / vacation homes | 12.1% | — |
Who lives in Charlotte
| People | Charlotte | Typical Vermont town |
|---|---|---|
| Median age | 52.2 | 45.7 |
| Age 65 and over | 22.3% | 22.2% |
| Under 18 | 19.6% | — |
| Bachelor's degree or higher | 66.2% | 38.9% |
| Below the poverty line | 3.7% | 8.6% |
| Veterans | 3.0% | — |
| Born outside the U.S. | 12.5% | — |
| Work from home | 29.8% | 14.9% |
| Average commute | 25.1 min | 25.2 min |
| Homes with broadband | 93.5% | 89.3% |
Weather in Charlotte
July highs average 82.4°F and January lows 12.9°F. About 37.5 inches of rain and melted snow fall a year, with 87.9 inches of snow (typical Vermont town: 84.3 in). Expect about 8 days a year at 90°F or hotter and 145 nights at or below freezing.
Tornadoes, storms and disasters
1 tornado has passed within 10 miles of Charlotte since 1950, compared with 2 for the typical Vermont town. The strongest, an F1, struck on June 22, 1973 about 8.5 miles from the town center. The most recent was on June 22, 1973.
Hail of 1 inch or larger has been reported within 10 miles 17 times; the largest was 2.50 inches on July 14, 1957.
Severe weather in Chittenden County since 1996
Chittenden County has been included in 32 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| August 20, 2024 | Severe Storm | DR-4810: Severe Storm, Flooding, Landslides, And Mudslides |
| August 8, 2024 | Tropical Storm | EM-3609: Tropical Depression Debby |
| April 19, 2024 | Severe Storm | DR-4770: Severe Winter Storm |
| July 14, 2023 | Flood | DR-4720: Severe Storms, Flooding, Landslides, And Mudslides |
| July 10, 2023 | Flood | EM-3595: Flooding |
Jobs and pay in Chittenden County
Chittenden County had 103,301 jobs in 2024, paying an average of $73,186 a year. Unemployment was 1.6% in 2023; in Charlotte itself the ACS puts it at 1.1%.
Public schools in Charlotte
1 public school with 679 students, about 24.2 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Charlotte Central School | PK-8 | 679 | 24.3 |
Towns near Charlotte
- Shelburne, VT5.8 mi · 7,717 people · home $588,100
- Shelburne, VT5.9 mi · 6,178 people · home $553,200
- Ferrisburgh, VT7.4 mi · 2,646 people · home $422,700
- Hinesburg, VT7.6 mi · 4,698 people · home $463,400
- South Burlington, VT9.4 mi · 20,292 people · home $443,400
- Vergennes, VT9.6 mi · 2,553 people · home $310,000
- Williston, VT11.0 mi · 10,103 people · home $475,800
- Burlington, VT12.9 mi · 44,743 people · home $444,800
Charlotte questions
Is Charlotte, Vermont a good place to retire?
On The Town Files lifestyle rankings, Charlotte scores better for retirees than 81% of Vermont towns and quieter than 70%. 22.3% of residents are 65 or older (median age 52.2).
How much does a house cost in Charlotte?
The median owner-occupied home in Charlotte is valued at $695,300 (Census ACS 2020–2024), against a median household income of $144,375, so homes cost about 4.8 times income. Median rent is $1,738 a month.
What is the weather like in Charlotte?
July highs average 82.4°F and January lows 12.9°F (NOAA 1991–2020 normals). It gets about 37.5 inches of precipitation a year and 87.9 inches of snow.
Does Charlotte get tornadoes?
1 tornado has passed within 10 miles of Charlotte since 1950 (NOAA Storm Events); the strongest was a F1 on June 22, 1973. The typical Vermont town has had 2.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)