The Town Files

Monterey, California

City in Monterey County · population 30,218 (2020 Census)

Monterey, California
Photo: Smatprt (public domain, Wikimedia Commons)
Median home
$1,076,300
Household income
$102,846
Jan low / Jul high
45° / 67°
Snow a year
0 in
Tornadoes ≤10 mi since 1950
3
Median age
37.5

Monterey is a city of 30,218 people in Monterey County, California. The median home is worth $1,076,300, above the typical California town ($596,900). It ranks better for young professionals than 98% of California towns, hipper than 94% of California towns, more seaside character than 94% of California towns.

Map: where Monterey is in CaliforniaMonterey

How Monterey ranks

Percentile among California towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of California towns.

Monterey lifestyle rankings vs other California townsRetirement43rd pctFamilies7th pctQuiet34th pctWalkability83rd pctFirst-time buyersbottomYoung professionals98th pctVibrancy81st pctHip & trendy94th pctCollege town66th pctUpscale81st pctVacation homes84th pctSeaside character94th pctCycling91st pctTransit70th pctDriving10th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Monterey is worth $1,076,300, above the typical California town ($596,900). Homes cost about 10.5 times the median household income of $102,846, which is more affordable than 7% of California towns. Median rent is $2,353 a month. 36.2% of households own their home.

Monterey vs Monterey County vs typical California townMontereyMonterey CountyTypical California townHome value$1,076,300$781,000$596,900Household income$102,846$97,230$91,557Monthly rent$2,353$2,055$1,827
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of California towns with 500+ people.
HousingMontereyTypical California town
Median home value$1,076,300$596,900
Median rent$2,353$1,827
Median household income$102,846$91,557
Home value ÷ income10.5×6.4×
Homeownership36.2%67.4%
Median year built19711977
Seasonal / vacation homes6.8%—

Who lives in Monterey

PeopleMontereyTypical California town
Median age37.540.2
Age 65 and over21.2%17.7%
Under 1814.3%—
Bachelor's degree or higher52.9%27.7%
Below the poverty line9.8%10.3%
Veterans7.6%—
Born outside the U.S.17.7%—
Work from home23.0%13.4%
Average commute18.5 min27.5 min
Homes with broadband94.6%93.3%

Weather in Monterey

July highs average 67.2°F and January lows 44.7°F. About 20.4 inches of rain and melted snow fall a year, with 0.3 inches of snow (typical California town: 0.0 in). Expect about 3 days a year at 90°F or hotter and 0 nights at or below freezing.

Monterey monthly temperatures and precipitation40°50°60°70°80°60°45°Jan61°45°Feb63°46°Mar63°47°Apr64°49°May66°51°Jun67°53°Jul69°54°Aug71°53°Sep71°52°Oct64°48°Nov59°44°DecPrecipitation (in) · snow (in) in blue4.34.03.30.21.50.60.10.10.10.10.91.83.60.1
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Monterey station (1.4 mi away).

Tornadoes, storms and disasters

3 tornadoes have passed within 10 miles of Monterey since 1950, compared with 2 for the typical California town. The strongest, an F1, struck on December 6, 1992 about 1.1 miles from the town center. The most recent was on December 11, 1992.

Tornadoes within 10 miles of Monterey by decade01950s01960s01970s01980s31990s02000s02010s02020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 1 times; the largest was 1.00 inches on January 20, 2010.

Severe weather in Monterey County since 1996

Storm events in Monterey County since 1996 by typeHail21Heat24Flood120Wildfire24High Surf19High Wind77Heavy Rain18Debris Flow40
NOAA Storm Events Database, Monterey County, 1996–2026 (all event types recorded since 1996). 34 deaths recorded.

Monterey County has been included in 33 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.

DeclaredIncidentDeclaration
April 13, 2024Severe StormDR-4769: Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides
April 3, 2023Severe StormDR-4699: Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides
March 10, 2023FloodEM-3592: Severe Winter Storms, Flooding, Landslides, And Mudslides
January 14, 2023FloodDR-4683: Severe Winter Storms, Flooding, Landslides, And Mudslides
January 9, 2023FloodEM-3591: Severe Winter Storms, Flooding, And Mudslides

Jobs and pay in Monterey County

Monterey County had 200,244 jobs in 2024, paying an average of $61,375 a year. Unemployment was 7% in 2023; in Monterey itself the ACS puts it at 6%.

Largest industries in Monterey CountyAgriculture, forestry & fishi…55,530 jobs · $47,473Hotels & restaurants22,555 jobs · $39,926Health care & social assistan…20,480 jobs · $69,504Retail16,085 jobs · $44,749Construction7,563 jobs · $75,820Administrative & support7,358 jobs · $46,246
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Monterey County, 2000–20230%4%8%12%2000200420082012201620202023Monterey 7%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Public schools in Monterey

5 public schools with 3,217 students, about 21.7 students per teacher.

SchoolGradesStudentsPer teacher
Monterey High9-121,32619.5
La MesaK-865422.6
Monte VistaK-865122.4
Bay View Academy (charter)K-849727.6
Big Sur Charter (charter)K-128922.3

Towns near Monterey

Monterey questions

Is Monterey, California a good place to retire?

On The Town Files lifestyle rankings, Monterey scores better for retirees than 43% of California towns and quieter than 34%. 21.2% of residents are 65 or older (median age 37.5).

How much does a house cost in Monterey?

The median owner-occupied home in Monterey is valued at $1,076,300 (Census ACS 2020–2024), against a median household income of $102,846, so homes cost about 10.5 times income. Median rent is $2,353 a month.

What is the weather like in Monterey?

July highs average 67.2°F and January lows 44.7°F (NOAA 1991–2020 normals). It gets about 20.4 inches of precipitation a year and 0.3 inches of snow.

Does Monterey get tornadoes?

3 tornadoes have passed within 10 miles of Monterey since 1950 (NOAA Storm Events); the strongest was a F1 on December 6, 1992. The typical California town has had 2.

How this page is made. Every number comes from public data, matched to Monterey's Census boundary (GEOID 0648872). Comparisons use the median of California towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.