The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters
Ranked on The Town Files lifestyle rankings among 103 towns of 500–10,000 people in Tennessee, scoring every town on all of these at once. #1 is Apison, TN.
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10Jasper, Tennessee
Retirement: 62nd percentile · January average low (°F): 78th percentile · Home value ÷ income: 79th percentile
Jasper is a town of 3,612 people in Marion County, Tennessee. Homes have a median value of $209,000 against household income of $73,013; January lows average 29°F.
3,612 people · Marion County · median home $209,000 · income $73,013 · Jan low 29°F · 3 in snow
Full Jasper, Tennessee profile: weather, storms, schools, jobs →
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9Camden, Tennessee
Retirement: 70th percentile · January average low (°F): 69th percentile · Home value ÷ income: 81st percentile
Camden is a city of 3,674 people in Benton County, Tennessee. Homes have a median value of $155,200 against household income of $55,029; January lows average 28°F.
3,674 people · Benton County · median home $155,200 · income $55,029 · Jan low 28°F · 3 in snow
Full Camden, Tennessee profile: weather, storms, schools, jobs →
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8Kingston, Tennessee
Retirement: 93rd percentile · January average low (°F): 58th percentile · Home value ÷ income: 73rd percentile
Kingston is a city of 5,953 people in Roane County, Tennessee. Homes have a median value of $220,000 against household income of $71,675; January lows average 28°F.
5,953 people · Roane County · median home $220,000 · income $71,675 · Jan low 28°F · 2 in snow
Full Kingston, Tennessee profile: weather, storms, schools, jobs →
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7Eagleton Village, Tennessee
Retirement: 55th percentile · January average low (°F): 89th percentile · Home value ÷ income: 81st percentile
Eagleton Village is a community of 5,393 people in Blount County, Tennessee. Homes have a median value of $197,700 against household income of $71,875; January lows average 30°F.
5,393 people · Blount County · median home $197,700 · income $71,875 · Jan low 30°F · 5 in snow
Full Eagleton Village, Tennessee profile: weather, storms, schools, jobs →
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6Huntingdon, Tennessee
Retirement: 91st percentile · January average low (°F): 66th percentile · Home value ÷ income: 73rd percentile
Huntingdon is a town of 4,439 people in Carroll County, Tennessee. Homes have a median value of $160,500 against household income of $51,969; January lows average 28°F.
4,439 people · Carroll County · median home $160,500 · income $51,969 · Jan low 28°F · 3 in snow
Full Huntingdon, Tennessee profile: weather, storms, schools, jobs →
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5Humboldt, Tennessee
Retirement: 79th percentile · January average low (°F): 64th percentile · Home value ÷ income: 97th percentile

Photo: Unknown authorUnknown author (public domain, Wikimedia Commons) Humboldt is a city of 7,874 people in Gibson County, Tennessee. Homes have a median value of $102,300 against household income of $52,917; January lows average 28°F.
7,874 people · Gibson County · median home $102,300 · income $52,917 · Jan low 28°F · 4 in snow
Full Humboldt, Tennessee profile: weather, storms, schools, jobs →
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4Sewanee, Tennessee
Retirement: 100th percentile · January average low (°F): 77th percentile · Home value ÷ income: 64th percentile
Sewanee is a community of 2,535 people in Franklin County, Tennessee. Homes have a median value of $465,500 against household income of $136,111; January lows average 29°F.
2,535 people · Franklin County · median home $465,500 · income $136,111 · Jan low 29°F · 5 in snow
Full Sewanee, Tennessee profile: weather, storms, schools, jobs →
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3South Pittsburg, Tennessee
Retirement: 92nd percentile · January average low (°F): 78th percentile · Home value ÷ income: 71st percentile
South Pittsburg is a city of 3,106 people in Marion County, Tennessee. Homes have a median value of $187,100 against household income of $57,865; January lows average 29°F.
3,106 people · Marion County · median home $187,100 · income $57,865 · Jan low 29°F · 5 in snow
Full South Pittsburg, Tennessee profile: weather, storms, schools, jobs →
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2Harrison, Tennessee
Retirement: 82nd percentile · January average low (°F): 98th percentile · Home value ÷ income: 64th percentile
Harrison is a community of 7,902 people in Hamilton County, Tennessee. Homes have a median value of $307,400 against household income of $89,395; January lows average 32°F.
7,902 people · Hamilton County · median home $307,400 · income $89,395 · Jan low 32°F · 4 in snow
Full Harrison, Tennessee profile: weather, storms, schools, jobs →
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1Apison, Tennessee
Retirement: 93rd percentile · January average low (°F): 98th percentile · Home value ÷ income: 59th percentile
Apison is a community of 4,428 people in Hamilton County, Tennessee. Homes have a median value of $459,000 against household income of $129,307; January lows average 32°F.
4,428 people · Hamilton County · median home $459,000 · income $129,307 · Jan low 32°F · 0 in snow
Full Apison, Tennessee profile: weather, storms, schools, jobs →
Percentile vs Tennessee towns on each part of this ranking.
Price vs ranking
More Tennessee rankings
- The 25 Best Small Towns to Retire in Tennessee
- The 25 Quietest Small Towns in Tennessee
- The 25 Most Affordable Small Towns in Tennessee
- The 25 Best Small Towns for Families in Tennessee
- 25 Small Towns in Tennessee With the Cheapest Homes
- 25 Small Towns in Tennessee With the Mildest Winters
- The 25 Most Walkable Small Towns in Tennessee
- 25 Small Towns in Tennessee With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Tennessee
- The 12 Best Affordable Small Towns for Remote Workers in Tennessee
Same ranking, other places
- The 50 Best Affordable Small Towns to Retire in America With Mild Winters
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- The 24 Best Affordable Small Towns to Retire in Michigan With Mild Winters
- The 16 Best Affordable Small Towns to Retire in Texas With Mild Winters
- The 10 Best Affordable Small Towns to Retire in California With Mild Winters
- The 23 Best Affordable Small Towns to Retire in New Jersey With Mild Winters
- The 12 Best Affordable Small Towns to Retire in Florida With Mild Winters
- The 19 Best Affordable Small Towns to Retire in Wisconsin With Mild Winters
- The 11 Best Affordable Small Towns to Retire in Ohio With Mild Winters
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)