The Town Files

The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters

Ranked on The Town Files lifestyle rankings among 103 towns of 500–10,000 people in Tennessee, scoring every town on all of these at once. #1 is Apison, TN.

Map of the 10 towns12345678910
Numbers match the ranking.
The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters1. Apisonscore 832. Harrisonscore 813. South Pittsburgscore 804. Sewaneescore 805. Humboldtscore 806. Huntingdonscore 777. Eagleton Villagescore 758. Kingstonscore 759. Camdenscore 7310. Jasperscore 73
  1. 10Jasper, Tennessee

    Retirement: 62nd percentile · January average low (°F): 78th percentile · Home value ÷ income: 79th percentile

    Jasper is a town of 3,612 people in Marion County, Tennessee. Homes have a median value of $209,000 against household income of $73,013; January lows average 29°F.

    3,612 people · Marion County · median home $209,000 · income $73,013 · Jan low 29°F · 3 in snow

    Full Jasper, Tennessee profile: weather, storms, schools, jobs →

    Jasper: The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters scoresRetirement62th pctMild winters78th pctAffordability79th pct
    Percentile vs Tennessee towns on each part of this ranking.
  2. 9Camden, Tennessee

    Retirement: 70th percentile · January average low (°F): 69th percentile · Home value ÷ income: 81st percentile

    Camden is a city of 3,674 people in Benton County, Tennessee. Homes have a median value of $155,200 against household income of $55,029; January lows average 28°F.

    3,674 people · Benton County · median home $155,200 · income $55,029 · Jan low 28°F · 3 in snow

    Full Camden, Tennessee profile: weather, storms, schools, jobs →

    Camden: The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters scoresRetirement70th pctMild winters69th pctAffordability81th pct
    Percentile vs Tennessee towns on each part of this ranking.
  3. 8Kingston, Tennessee

    Retirement: 93rd percentile · January average low (°F): 58th percentile · Home value ÷ income: 73rd percentile

    Kingston is a city of 5,953 people in Roane County, Tennessee. Homes have a median value of $220,000 against household income of $71,675; January lows average 28°F.

    5,953 people · Roane County · median home $220,000 · income $71,675 · Jan low 28°F · 2 in snow

    Full Kingston, Tennessee profile: weather, storms, schools, jobs →

    Kingston: The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters scoresRetirement93th pctMild winters58th pctAffordability73th pct
    Percentile vs Tennessee towns on each part of this ranking.
  4. 7Eagleton Village, Tennessee

    Retirement: 55th percentile · January average low (°F): 89th percentile · Home value ÷ income: 81st percentile

    Eagleton Village is a community of 5,393 people in Blount County, Tennessee. Homes have a median value of $197,700 against household income of $71,875; January lows average 30°F.

    5,393 people · Blount County · median home $197,700 · income $71,875 · Jan low 30°F · 5 in snow

    Full Eagleton Village, Tennessee profile: weather, storms, schools, jobs →

    Eagleton Village: The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters scoresRetirement55th pctMild winters89th pctAffordability81th pct
    Percentile vs Tennessee towns on each part of this ranking.
  5. 6Huntingdon, Tennessee

    Retirement: 91st percentile · January average low (°F): 66th percentile · Home value ÷ income: 73rd percentile

    Huntingdon is a town of 4,439 people in Carroll County, Tennessee. Homes have a median value of $160,500 against household income of $51,969; January lows average 28°F.

    4,439 people · Carroll County · median home $160,500 · income $51,969 · Jan low 28°F · 3 in snow

    Full Huntingdon, Tennessee profile: weather, storms, schools, jobs →

    Huntingdon: The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters scoresRetirement91th pctMild winters66th pctAffordability73th pct
    Percentile vs Tennessee towns on each part of this ranking.
  6. 5Humboldt, Tennessee

    Retirement: 79th percentile · January average low (°F): 64th percentile · Home value ÷ income: 97th percentile

    Humboldt, Tennessee
    Photo: Unknown authorUnknown author (public domain, Wikimedia Commons)

    Humboldt is a city of 7,874 people in Gibson County, Tennessee. Homes have a median value of $102,300 against household income of $52,917; January lows average 28°F.

    7,874 people · Gibson County · median home $102,300 · income $52,917 · Jan low 28°F · 4 in snow

    Full Humboldt, Tennessee profile: weather, storms, schools, jobs →

    Humboldt: The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters scoresRetirement79th pctMild winters64th pctAffordability97th pct
    Percentile vs Tennessee towns on each part of this ranking.
  7. 4Sewanee, Tennessee

    Retirement: 100th percentile · January average low (°F): 77th percentile · Home value ÷ income: 64th percentile

    Sewanee is a community of 2,535 people in Franklin County, Tennessee. Homes have a median value of $465,500 against household income of $136,111; January lows average 29°F.

    2,535 people · Franklin County · median home $465,500 · income $136,111 · Jan low 29°F · 5 in snow

    Full Sewanee, Tennessee profile: weather, storms, schools, jobs →

    Sewanee: The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters scoresRetirement100th pctMild winters77th pctAffordability64th pct
    Percentile vs Tennessee towns on each part of this ranking.
  8. 3South Pittsburg, Tennessee

    Retirement: 92nd percentile · January average low (°F): 78th percentile · Home value ÷ income: 71st percentile

    South Pittsburg is a city of 3,106 people in Marion County, Tennessee. Homes have a median value of $187,100 against household income of $57,865; January lows average 29°F.

    3,106 people · Marion County · median home $187,100 · income $57,865 · Jan low 29°F · 5 in snow

    Full South Pittsburg, Tennessee profile: weather, storms, schools, jobs →

    South Pittsburg: The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters scoresRetirement92th pctMild winters78th pctAffordability71th pct
    Percentile vs Tennessee towns on each part of this ranking.
  9. 2Harrison, Tennessee

    Retirement: 82nd percentile · January average low (°F): 98th percentile · Home value ÷ income: 64th percentile

    Harrison is a community of 7,902 people in Hamilton County, Tennessee. Homes have a median value of $307,400 against household income of $89,395; January lows average 32°F.

    7,902 people · Hamilton County · median home $307,400 · income $89,395 · Jan low 32°F · 4 in snow

    Full Harrison, Tennessee profile: weather, storms, schools, jobs →

    Harrison: The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters scoresRetirement82th pctMild winters98th pctAffordability64th pct
    Percentile vs Tennessee towns on each part of this ranking.
  10. 1Apison, Tennessee

    Retirement: 93rd percentile · January average low (°F): 98th percentile · Home value ÷ income: 59th percentile

    Apison is a community of 4,428 people in Hamilton County, Tennessee. Homes have a median value of $459,000 against household income of $129,307; January lows average 32°F.

    4,428 people · Hamilton County · median home $459,000 · income $129,307 · Jan low 32°F · 0 in snow

    Full Apison, Tennessee profile: weather, storms, schools, jobs →

    Apison: The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters scoresRetirement93th pctMild winters98th pctAffordability59th pct
    Percentile vs Tennessee towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, Tennessee towns0255075100$100K$333K$566K$798K$1031KMedian home valuePercentile
Orange squares are the 10 towns on this list; green dots are other towns on The Town Files in Tennessee.

More Tennessee rankings

Same ranking, other places

Methodology. We ranked 103 towns of 500–10,000 people in Tennessee (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: