The 25 Best Small Towns to Retire in Iowa
Ranked on The Town Files lifestyle rankings among 99 towns of 500–10,000 people in Iowa. #1 is Decorah, IA.
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25New Hampton, Iowa
Better for retirees than 69% of Iowa towns
New Hampton is a city of 3,494 people in Chickasaw County, Iowa. It also ranks hipper than 95% of Iowa towns and more walkable than 83% of Iowa towns.
3,494 people · Chickasaw County · median home $167,700 · income $62,870 · Jan low 6°F · 39 in snow
Full New Hampton, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
24Shenandoah, Iowa
Better for retirees than 71% of Iowa towns
Shenandoah is a city of 4,925 people in Page County, Iowa. It also ranks more walkable than 96% of Iowa towns and better for first-time buyers than 96% of Iowa towns.
4,925 people · Page County · median home $116,700 · income $59,783 · Jan low 14°F · 26 in snow
Full Shenandoah, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
23Orange City, Iowa
Better for retirees than 72% of Iowa towns
Orange City is a city of 6,267 people in Sioux County, Iowa. It also ranks more of a college town than 100% of Iowa towns and better for young professionals than 97% of Iowa towns.
6,267 people · Sioux County · median home $264,000 · income $82,122 · Jan low 9°F · 27 in snow
Full Orange City, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
22Grinnell, Iowa
Better for retirees than 73% of Iowa towns
Grinnell is a city of 9,564 people in Poweshiek County, Iowa. It also ranks better for cycling than 100% of Iowa towns and hipper than 99% of Iowa towns.
9,564 people · Poweshiek County · median home $209,500 · income $65,320 · Jan low 10°F · 31 in snow
Full Grinnell, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
21Kalona, Iowa
Better for retirees than 74% of Iowa towns
Kalona is a city of 2,630 people in Washington County, Iowa. It also ranks better for first-time buyers than 88% of Iowa towns and better transit than 81% of Iowa towns.
2,630 people · Washington County · median home $257,900 · income $80,129 · Jan low 15°F · 28 in snow
The Town Files lifestyle rankings, percentile vs Iowa towns. -
20Emmetsburg, Iowa
Better for retirees than 74% of Iowa towns
Emmetsburg is a city of 3,706 people in Palo Alto County, Iowa. It also ranks hipper than 97% of Iowa towns and more of a college town than 97% of Iowa towns.
3,706 people · Palo Alto County · median home $114,300 · income $55,833 · Jan low 7°F · 37 in snow
Full Emmetsburg, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
19Webster City, Iowa
Better for retirees than 75% of Iowa towns
Webster City is a city of 7,825 people in Hamilton County, Iowa. It also ranks better for first-time buyers than 88% of Iowa towns and more walkable than 86% of Iowa towns.
7,825 people · Hamilton County · median home $127,200 · income $63,430 · Jan low 7°F · 33 in snow
Full Webster City, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
18Waukon, Iowa
Better for retirees than 76% of Iowa towns
Waukon is a city of 3,827 people in Allamakee County, Iowa. It also ranks more of a college town than 97% of Iowa towns and hipper than 94% of Iowa towns.
3,827 people · Allamakee County · median home $147,200 · income $60,269 · Jan low 8°F · 36 in snow
The Town Files lifestyle rankings, percentile vs Iowa towns. -
17Vinton, Iowa
Better for retirees than 76% of Iowa towns
Vinton is a city of 4,938 people in Benton County, Iowa. It also ranks hipper than 97% of Iowa towns and better transit than 93% of Iowa towns.
4,938 people · Benton County · median home $152,300 · income $66,495 · Jan low 8°F · 34 in snow
The Town Files lifestyle rankings, percentile vs Iowa towns. -
16Independence, Iowa
Better for retirees than 76% of Iowa towns
Independence is a city of 6,064 people in Buchanan County, Iowa. It also ranks more walkable than 89% of Iowa towns and more vibrant than 84% of Iowa towns.
6,064 people · Buchanan County · median home $165,300 · income $73,806 · Jan low 8°F · 34 in snow
Full Independence, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
15Harlan, Iowa
Better for retirees than 79% of Iowa towns
Harlan is a city of 4,893 people in Shelby County, Iowa. It also ranks more of a college town than 97% of Iowa towns and more vibrant than 76% of Iowa towns.
4,893 people · Shelby County · median home $152,500 · income $57,488 · Jan low 10°F · 31 in snow
The Town Files lifestyle rankings, percentile vs Iowa towns. -
14Cherokee, Iowa
Better for retirees than 81% of Iowa towns
Cherokee is a city of 5,199 people in Cherokee County, Iowa. It also ranks hipper than 88% of Iowa towns and better transit than 86% of Iowa towns.
5,199 people · Cherokee County · median home $136,700 · income $61,750 · Jan low 7°F · 38 in snow
Full Cherokee, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
13Monticello, Iowa
Better for retirees than 84% of Iowa towns
Monticello is a city of 4,040 people in Jones County, Iowa. It also ranks hipper than 92% of Iowa towns and better for young professionals than 89% of Iowa towns.
4,040 people · Jones County · median home $175,200 · income $70,015 · Jan low 9°F · 32 in snow
Full Monticello, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
12Spirit Lake, Iowa
Better for retirees than 85% of Iowa towns

Photo: Skywayman at English Wikipedia (public domain, Wikimedia Commons) Spirit Lake is a city of 5,439 people in Dickinson County, Iowa. It also ranks better for a vacation home than 97% of Iowa towns and better for young professionals than 91% of Iowa towns.
5,439 people · Dickinson County · median home $215,100 · income $65,720 · Jan low 7°F · 42 in snow
Full Spirit Lake, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
11Madrid, Iowa
Better for retirees than 86% of Iowa towns
Madrid is a city of 2,802 people in Boone County, Iowa. It also ranks better for first-time buyers than 98% of Iowa towns and more upscale than 81% of Iowa towns.
2,802 people · Boone County · median home $185,600 · income $89,844 · Jan low 12°F · 33 in snow
The Town Files lifestyle rankings, percentile vs Iowa towns. -
10Cresco, Iowa
Better for retirees than 86% of Iowa towns
Cresco is a city of 3,888 people in Howard County, Iowa. It also ranks better for cycling than 98% of Iowa towns and better transit than 97% of Iowa towns.
3,888 people · Howard County · median home $117,200 · income $60,608 · Jan low 6°F · 40 in snow
The Town Files lifestyle rankings, percentile vs Iowa towns. -
9Grundy Center, Iowa
Better for retirees than 87% of Iowa towns
Grundy Center is a city of 2,796 people in Grundy County, Iowa. It also ranks better for first-time buyers than 93% of Iowa towns and better for families than 88% of Iowa towns.
2,796 people · Grundy County · median home $177,900 · income $80,357 · Jan low 9°F · 32 in snow
Full Grundy Center, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
8Story City, Iowa
Better for retirees than 92% of Iowa towns
Story City is a city of 3,352 people in Story County, Iowa. It also ranks better for first-time buyers than 96% of Iowa towns and easier by car than 94% of Iowa towns.
3,352 people · Story County · median home $215,600 · income $96,605 · Jan low 11°F · 32 in snow
Full Story City, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
7Solon, Iowa
Better for retirees than 94% of Iowa towns
Solon is a city of 3,018 people in Johnson County, Iowa. It also ranks more upscale than 96% of Iowa towns and easier by car than 95% of Iowa towns.
3,018 people · Johnson County · median home $309,400 · income $113,295 · Jan low 15°F · 29 in snow
The Town Files lifestyle rankings, percentile vs Iowa towns. -
6Fairfield, Iowa
Better for retirees than 94% of Iowa towns
Fairfield is a city of 9,416 people in Jefferson County, Iowa. It also ranks hipper than 100% of Iowa towns and better for young professionals than 99% of Iowa towns.
9,416 people · Jefferson County · median home $156,000 · income $51,311 · Jan low 14°F · 22 in snow
Full Fairfield, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
5Garner, Iowa
Better for retirees than 96% of Iowa towns
Garner is a city of 3,065 people in Hancock County, Iowa. It also ranks quieter than 91% of Iowa towns.
3,065 people · Hancock County · median home $186,300 · income $70,726 · Jan low 6°F · 40 in snow
The Town Files lifestyle rankings, percentile vs Iowa towns. -
4Milford, Iowa
Better for retirees than 97% of Iowa towns
Milford is a city of 3,321 people in Dickinson County, Iowa. It also ranks better for a vacation home than 96% of Iowa towns and better for cycling than 88% of Iowa towns.
3,321 people · Dickinson County · median home $218,400 · income $63,369 · Jan low 8°F · 38 in snow
Full Milford, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
3Algona, Iowa
Better for retirees than 97% of Iowa towns
Algona is a city of 5,487 people in Kossuth County, Iowa. It also ranks hipper than 97% of Iowa towns and more vibrant than 83% of Iowa towns.
5,487 people · Kossuth County · median home $160,800 · income $56,040 · Jan low 6°F · 36 in snow
The Town Files lifestyle rankings, percentile vs Iowa towns. -
2Clarion, Iowa
Better for retirees than 98% of Iowa towns
Clarion is a city of 2,810 people in Wright County, Iowa. It also ranks quieter than 85% of Iowa towns and hipper than 83% of Iowa towns.
2,810 people · Wright County · median home $116,200 · income $64,625 · Jan low 6°F · 31 in snow
Full Clarion, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns. -
1Decorah, Iowa
Better for retirees than 100% of Iowa towns
Decorah is a city of 7,587 people in Winneshiek County, Iowa. It also ranks better for young professionals than 99% of Iowa towns and hipper than 99% of Iowa towns.
7,587 people · Winneshiek County · median home $244,500 · income $64,366 · Jan low 10°F · 38 in snow
Full Decorah, Iowa profile: weather, storms, schools, jobs →
The Town Files lifestyle rankings, percentile vs Iowa towns.
Price vs ranking
More Iowa rankings
- The 25 Most Affordable Small Towns in Iowa
- The 18 Best Small Towns for Families in Iowa
- 25 Small Towns in Iowa With the Cheapest Homes
- 25 Small Towns in Iowa With the Mildest Winters
- The 25 Most Walkable Small Towns in Iowa
- 25 Small Towns in Iowa With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Iowa
Same ranking, other places
- The 50 Best Small Towns to Retire in America
- The 25 Best Small Towns to Retire in Pennsylvania
- The 25 Best Small Towns to Retire in New York
- The 25 Best Small Towns to Retire in Michigan
- The 25 Best Small Towns to Retire in Texas
- The 25 Best Small Towns to Retire in California
- The 25 Best Small Towns to Retire in New Jersey
- The 25 Best Small Towns to Retire in Florida
- The 25 Best Small Towns to Retire in Wisconsin
- The 25 Best Small Towns to Retire in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)