The Town Files

The 25 Best Small Towns to Retire in Iowa

Ranked on The Town Files lifestyle rankings among 99 towns of 500–10,000 people in Iowa. #1 is Decorah, IA.

Map of the 25 towns12345678910111213141516171819202122232425
Numbers match the ranking.
The 25 Best Small Towns to Retire in Iowa1. Decorah100th pct2. Clarion98th pct3. Algona97th pct4. Milford97th pct5. Garner96th pct6. Fairfield94th pct7. Solon94th pct8. Story City92nd pct9. Grundy Center87th pct10. Cresco86th pct11. Madrid86th pct12. Spirit Lake85th pct13. Monticello84th pct14. Cherokee81st pct15. Harlan79th pct16. Independence76th pct17. Vinton76th pct18. Waukon76th pct19. Webster City75th pct20. Emmetsburg74th pct21. Kalona74th pct22. Grinnell73rd pct23. Orange City72nd pct24. Shenandoah71st pct25. New Hampton69th pct
  1. 25New Hampton, Iowa

    Better for retirees than 69% of Iowa towns

    New Hampton is a city of 3,494 people in Chickasaw County, Iowa. It also ranks hipper than 95% of Iowa towns and more walkable than 83% of Iowa towns.

    3,494 people · Chickasaw County · median home $167,700 · income $62,870 · Jan low 6°F · 39 in snow

    Full New Hampton, Iowa profile: weather, storms, schools, jobs →

    New Hampton lifestyle rankingsRetirement69th pctQuiet37th pctWalkability83th pctFamilies49th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  2. 24Shenandoah, Iowa

    Better for retirees than 71% of Iowa towns

    Shenandoah is a city of 4,925 people in Page County, Iowa. It also ranks more walkable than 96% of Iowa towns and better for first-time buyers than 96% of Iowa towns.

    4,925 people · Page County · median home $116,700 · income $59,783 · Jan low 14°F · 26 in snow

    Full Shenandoah, Iowa profile: weather, storms, schools, jobs →

    Shenandoah lifestyle rankingsRetirement71th pctQuiet27th pctWalkability96th pctFamilies14th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  3. 23Orange City, Iowa

    Better for retirees than 72% of Iowa towns

    Orange City is a city of 6,267 people in Sioux County, Iowa. It also ranks more of a college town than 100% of Iowa towns and better for young professionals than 97% of Iowa towns.

    6,267 people · Sioux County · median home $264,000 · income $82,122 · Jan low 9°F · 27 in snow

    Full Orange City, Iowa profile: weather, storms, schools, jobs →

    Orange City lifestyle rankingsRetirement72th pctQuiet4th pctWalkability87th pctFamilies34th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  4. 22Grinnell, Iowa

    Better for retirees than 73% of Iowa towns

    Grinnell is a city of 9,564 people in Poweshiek County, Iowa. It also ranks better for cycling than 100% of Iowa towns and hipper than 99% of Iowa towns.

    9,564 people · Poweshiek County · median home $209,500 · income $65,320 · Jan low 10°F · 31 in snow

    Full Grinnell, Iowa profile: weather, storms, schools, jobs →

    Grinnell lifestyle rankingsRetirement73th pctQuiet6th pctWalkability88th pctFamilies11th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  5. 21Kalona, Iowa

    Better for retirees than 74% of Iowa towns

    Kalona is a city of 2,630 people in Washington County, Iowa. It also ranks better for first-time buyers than 88% of Iowa towns and better transit than 81% of Iowa towns.

    2,630 people · Washington County · median home $257,900 · income $80,129 · Jan low 15°F · 28 in snow

    Full Kalona, Iowa profile: weather, storms, schools, jobs →

    Kalona lifestyle rankingsRetirement74th pctQuiet55th pctWalkability71th pctFamilies31th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  6. 20Emmetsburg, Iowa

    Better for retirees than 74% of Iowa towns

    Emmetsburg is a city of 3,706 people in Palo Alto County, Iowa. It also ranks hipper than 97% of Iowa towns and more of a college town than 97% of Iowa towns.

    3,706 people · Palo Alto County · median home $114,300 · income $55,833 · Jan low 7°F · 37 in snow

    Full Emmetsburg, Iowa profile: weather, storms, schools, jobs →

    Emmetsburg lifestyle rankingsRetirement74th pctQuiet14th pctWalkability82th pctFamilies24th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  7. 19Webster City, Iowa

    Better for retirees than 75% of Iowa towns

    Webster City is a city of 7,825 people in Hamilton County, Iowa. It also ranks better for first-time buyers than 88% of Iowa towns and more walkable than 86% of Iowa towns.

    7,825 people · Hamilton County · median home $127,200 · income $63,430 · Jan low 7°F · 33 in snow

    Full Webster City, Iowa profile: weather, storms, schools, jobs →

    Webster City lifestyle rankingsRetirement75th pctQuiet32th pctWalkability86th pctFamilies12th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  8. 18Waukon, Iowa

    Better for retirees than 76% of Iowa towns

    Waukon is a city of 3,827 people in Allamakee County, Iowa. It also ranks more of a college town than 97% of Iowa towns and hipper than 94% of Iowa towns.

    3,827 people · Allamakee County · median home $147,200 · income $60,269 · Jan low 8°F · 36 in snow

    Full Waukon, Iowa profile: weather, storms, schools, jobs →

    Waukon lifestyle rankingsRetirement76th pctQuiet15th pctWalkability84th pctFamilies29th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  9. 17Vinton, Iowa

    Better for retirees than 76% of Iowa towns

    Vinton is a city of 4,938 people in Benton County, Iowa. It also ranks hipper than 97% of Iowa towns and better transit than 93% of Iowa towns.

    4,938 people · Benton County · median home $152,300 · income $66,495 · Jan low 8°F · 34 in snow

    Full Vinton, Iowa profile: weather, storms, schools, jobs →

    Vinton lifestyle rankingsRetirement76th pctQuiet32th pctWalkability89th pctFamilies39th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  10. 16Independence, Iowa

    Better for retirees than 76% of Iowa towns

    Independence is a city of 6,064 people in Buchanan County, Iowa. It also ranks more walkable than 89% of Iowa towns and more vibrant than 84% of Iowa towns.

    6,064 people · Buchanan County · median home $165,300 · income $73,806 · Jan low 8°F · 34 in snow

    Full Independence, Iowa profile: weather, storms, schools, jobs →

    Independence lifestyle rankingsRetirement76th pctQuiet30th pctWalkability89th pctFamilies22th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  11. 15Harlan, Iowa

    Better for retirees than 79% of Iowa towns

    Harlan is a city of 4,893 people in Shelby County, Iowa. It also ranks more of a college town than 97% of Iowa towns and more vibrant than 76% of Iowa towns.

    4,893 people · Shelby County · median home $152,500 · income $57,488 · Jan low 10°F · 31 in snow

    Full Harlan, Iowa profile: weather, storms, schools, jobs →

    Harlan lifestyle rankingsRetirement79th pctQuiet22th pctWalkability71th pctFamilies51th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  12. 14Cherokee, Iowa

    Better for retirees than 81% of Iowa towns

    Cherokee is a city of 5,199 people in Cherokee County, Iowa. It also ranks hipper than 88% of Iowa towns and better transit than 86% of Iowa towns.

    5,199 people · Cherokee County · median home $136,700 · income $61,750 · Jan low 7°F · 38 in snow

    Full Cherokee, Iowa profile: weather, storms, schools, jobs →

    Cherokee lifestyle rankingsRetirement81th pctQuiet24th pctWalkability82th pctFamilies28th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  13. 13Monticello, Iowa

    Better for retirees than 84% of Iowa towns

    Monticello is a city of 4,040 people in Jones County, Iowa. It also ranks hipper than 92% of Iowa towns and better for young professionals than 89% of Iowa towns.

    4,040 people · Jones County · median home $175,200 · income $70,015 · Jan low 9°F · 32 in snow

    Full Monticello, Iowa profile: weather, storms, schools, jobs →

    Monticello lifestyle rankingsRetirement84th pctQuiet36th pctWalkability84th pctFamilies25th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  14. 12Spirit Lake, Iowa

    Better for retirees than 85% of Iowa towns

    Spirit Lake, Iowa
    Photo: Skywayman at English Wikipedia (public domain, Wikimedia Commons)

    Spirit Lake is a city of 5,439 people in Dickinson County, Iowa. It also ranks better for a vacation home than 97% of Iowa towns and better for young professionals than 91% of Iowa towns.

    5,439 people · Dickinson County · median home $215,100 · income $65,720 · Jan low 7°F · 42 in snow

    Full Spirit Lake, Iowa profile: weather, storms, schools, jobs →

    Spirit Lake lifestyle rankingsRetirement85th pctQuiet18th pctWalkability84th pctFamilies15th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  15. 11Madrid, Iowa

    Better for retirees than 86% of Iowa towns

    Madrid is a city of 2,802 people in Boone County, Iowa. It also ranks better for first-time buyers than 98% of Iowa towns and more upscale than 81% of Iowa towns.

    2,802 people · Boone County · median home $185,600 · income $89,844 · Jan low 12°F · 33 in snow

    Full Madrid, Iowa profile: weather, storms, schools, jobs →

    Madrid lifestyle rankingsRetirement86th pctQuiet79th pctWalkability66th pctFamilies67th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  16. 10Cresco, Iowa

    Better for retirees than 86% of Iowa towns

    Cresco is a city of 3,888 people in Howard County, Iowa. It also ranks better for cycling than 98% of Iowa towns and better transit than 97% of Iowa towns.

    3,888 people · Howard County · median home $117,200 · income $60,608 · Jan low 6°F · 40 in snow

    Full Cresco, Iowa profile: weather, storms, schools, jobs →

    Cresco lifestyle rankingsRetirement86th pctQuiet27th pctWalkability93th pctFamilies42th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  17. 9Grundy Center, Iowa

    Better for retirees than 87% of Iowa towns

    Grundy Center is a city of 2,796 people in Grundy County, Iowa. It also ranks better for first-time buyers than 93% of Iowa towns and better for families than 88% of Iowa towns.

    2,796 people · Grundy County · median home $177,900 · income $80,357 · Jan low 9°F · 32 in snow

    Full Grundy Center, Iowa profile: weather, storms, schools, jobs →

    Grundy Center lifestyle rankingsRetirement87th pctQuiet38th pctWalkability71th pctFamilies88th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  18. 8Story City, Iowa

    Better for retirees than 92% of Iowa towns

    Story City is a city of 3,352 people in Story County, Iowa. It also ranks better for first-time buyers than 96% of Iowa towns and easier by car than 94% of Iowa towns.

    3,352 people · Story County · median home $215,600 · income $96,605 · Jan low 11°F · 32 in snow

    Full Story City, Iowa profile: weather, storms, schools, jobs →

    Story City lifestyle rankingsRetirement92th pctQuiet49th pctWalkability73th pctFamilies46th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  19. 7Solon, Iowa

    Better for retirees than 94% of Iowa towns

    Solon is a city of 3,018 people in Johnson County, Iowa. It also ranks more upscale than 96% of Iowa towns and easier by car than 95% of Iowa towns.

    3,018 people · Johnson County · median home $309,400 · income $113,295 · Jan low 15°F · 29 in snow

    Full Solon, Iowa profile: weather, storms, schools, jobs →

    Solon lifestyle rankingsRetirement94th pctQuiet63th pctWalkability31th pctFamilies84th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  20. 6Fairfield, Iowa

    Better for retirees than 94% of Iowa towns

    Fairfield is a city of 9,416 people in Jefferson County, Iowa. It also ranks hipper than 100% of Iowa towns and better for young professionals than 99% of Iowa towns.

    9,416 people · Jefferson County · median home $156,000 · income $51,311 · Jan low 14°F · 22 in snow

    Full Fairfield, Iowa profile: weather, storms, schools, jobs →

    Fairfield lifestyle rankingsRetirement94th pctQuiet13th pctWalkability95th pctFamilies4th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  21. 5Garner, Iowa

    Better for retirees than 96% of Iowa towns

    Garner is a city of 3,065 people in Hancock County, Iowa. It also ranks quieter than 91% of Iowa towns.

    3,065 people · Hancock County · median home $186,300 · income $70,726 · Jan low 6°F · 40 in snow

    Full Garner, Iowa profile: weather, storms, schools, jobs →

    Garner lifestyle rankingsRetirement96th pctQuiet91th pctWalkability57th pctFamilies57th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  22. 4Milford, Iowa

    Better for retirees than 97% of Iowa towns

    Milford is a city of 3,321 people in Dickinson County, Iowa. It also ranks better for a vacation home than 96% of Iowa towns and better for cycling than 88% of Iowa towns.

    3,321 people · Dickinson County · median home $218,400 · income $63,369 · Jan low 8°F · 38 in snow

    Full Milford, Iowa profile: weather, storms, schools, jobs →

    Milford lifestyle rankingsRetirement97th pctQuiet58th pctWalkability64th pctFamilies40th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  23. 3Algona, Iowa

    Better for retirees than 97% of Iowa towns

    Algona is a city of 5,487 people in Kossuth County, Iowa. It also ranks hipper than 97% of Iowa towns and more vibrant than 83% of Iowa towns.

    5,487 people · Kossuth County · median home $160,800 · income $56,040 · Jan low 6°F · 36 in snow

    Full Algona, Iowa profile: weather, storms, schools, jobs →

    Algona lifestyle rankingsRetirement97th pctQuiet45th pctWalkability82th pctFamilies16th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  24. 2Clarion, Iowa

    Better for retirees than 98% of Iowa towns

    Clarion is a city of 2,810 people in Wright County, Iowa. It also ranks quieter than 85% of Iowa towns and hipper than 83% of Iowa towns.

    2,810 people · Wright County · median home $116,200 · income $64,625 · Jan low 6°F · 31 in snow

    Full Clarion, Iowa profile: weather, storms, schools, jobs →

    Clarion lifestyle rankingsRetirement98th pctQuiet85th pctWalkability48th pctFamilies20th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.
  25. 1Decorah, Iowa

    Better for retirees than 100% of Iowa towns

    Decorah is a city of 7,587 people in Winneshiek County, Iowa. It also ranks better for young professionals than 99% of Iowa towns and hipper than 99% of Iowa towns.

    7,587 people · Winneshiek County · median home $244,500 · income $64,366 · Jan low 10°F · 38 in snow

    Full Decorah, Iowa profile: weather, storms, schools, jobs →

    Decorah lifestyle rankingsRetirement100th pctQuiet22th pctWalkability80th pctFamilies16th pct
    The Town Files lifestyle rankings, percentile vs Iowa towns.

Price vs ranking

Median home value vs ranking, Iowa towns0255075100$82K$162K$242K$321K$401KMedian home valuePercentile
Orange squares are the 25 towns on this list; green dots are other towns on The Town Files in Iowa.

More Iowa rankings

Same ranking, other places

Methodology. We ranked 99 towns of 500–10,000 people in Iowa (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: